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Tips for Sellers

 

 

How are the rates set for seller financing?

The interest rate on an owner-carried loan is negotiable. Ask your agent to check with a lender or mortgage broker to determine the current rate on institutional first (or second) loans.

Seller financing typically costs less than conventional financing because sellers don't charge loan fees (points). Interest rates on an owner-carried loan will also be influenced by current Treasury bill and certificate of deposit rates. Sellers usually aren't willing to carry a loan for a lower return than they would earn if their money was invested elsewhere.

Provided By Inman News

-Return to Seller's Questions


 
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William Zamarelli Realtors®
Hunter Square
8700 E. Market St. Ste. 6
Warren, OH 44484
Phone: 330-856-2299
Toll Free: 800-697-0322
Fax: 330-856-9596
[email protected]

 
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Let's get together and talk about your home buying and/or selling plans. Contact us at (330) 856-2299 or send us an e-mail to [email protected] and we'll set up a time that is easy and convenient for you to meet.

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William Zamarelli is a proud member of the National Association of REALTORS®, Equal Housing Opportunity. All information deemed reliable but not guaranteed. Real Estate Data on this Web site come in part from the IDX program of CRIS. The IDX database is updated several times daily. Listings presented may not be listed for sale by William Zamarelli Realtors®, but by another brokerage firm. Such listings will be marked with the MLS logo and the listing brokerage firm will be indicated in detailed information about the property.
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